Good morning.

Last week, I was honestly pretty surprised by what the data showed us.

We took a look at the correlation between employment rates and growth areas — and let’s just say... even I had a few “no way” moments.

I mean, I get it — I was chatting with one of my closest friends the other day, and whenever the topic of property comes up, it’s always "London this, London that."

Don’t get me wrong — I love London (I mean, I live here after all), and it’s a beautiful city. Definitely one investors should keep an eye on.

But — and it’s a big but — I don’t want to get emotionally attached to the same area everyone else is obsessed with.

I want to dig into real data. I want to spot those hidden opportunities outside of my immediate bubble, using the skills I’ve built up in data analysis.

If you haven’t checked out last week’s article yet, you need to — it highlights some UK areas that are growing for all the right reasons (and not just because they have a fancy coffee shop on every corner).

Today’s article is all about taking it a step further. We’re diving into a few of those areas we uncovered last week to see if we can find any hidden gems worth snapping up.

Let’s dive in.

Buy-To-Let Mortgage Rates

OTHER NEWS

1. Homes England and Octopus Real Estate launch £150 million Greener Homes Alliance phase 2

2. UK Real Estate Magnate Buys on East Hampton’s Maidstone Golf Club

3. House Prices Up 5.4% In Year To February – ONS
   

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10 High-Potential Investment Properties in Exeter & Bristol

In this article, we're focusing on two cities: Exeter and Bristol. Both are rapidly building a reputation as hubs for technology and education.

Let's explore some of the properties in these areas and review their key metrics.

Exeter

Meadowbrook Close, Exeter, Devon EX4

• Price: £260,000

• Beds/Baths: 2 beds, 1 bath

• Expected Monthly Income: £1,250

• Expected Monthly Expenses: £750

• Expected Monthly Cash Flow: £500

• Expected Cash-on-Cash Return: 9.23%

Old Tiverton Road, Exeter EX4

• Price: £100,000

• Beds/Baths: 1 bed, 1 bath

• Expected Monthly Income: £750

• Expected Monthly Expenses: £450

• Expected Monthly Cash Flow: £300

• Expected Cash-on-Cash Return: 12%

Hampden Place, Alphington Street, St. Thomas, Exeter EX2

• Price: £120,000

• Beds/Baths: 1 bed, 1 bath

• Expected Monthly Income: £795

• Expected Monthly Expenses: £495

• Expected Monthly Cash Flow: £300

• Expected Cash-on-Cash Return: 12%

Elm Grove Cottage, Elm Grove Road, Exeter EX4

• Price: £135,000

• Beds/Baths: 1 bed, 1 bath

• Expected Monthly Income: £825

• Expected Monthly Expenses: £525

• Expected Monthly Cash Flow: £300

• Expected Cash-on-Cash Return: 11–12%

Pennsylvania Road, Exeter EX4

• Price: £220,000

• Beds/Baths: 1 bed, 1 bath

• Expected Monthly Income: £950

• Expected Monthly Expenses: £715

• Expected Monthly Cash Flow: £235

• Expected Cash-on-Cash Return: 6–7%

Bristol

Golden Lion Court, Redcliff Street, Bristol BS1

• Price: £500,000

• Beds/Baths: 2 beds, 2 baths

• Expected Monthly Income: £2,000

• Expected Monthly Expenses: £1,427

• Expected Monthly Cash Flow: £573

• Expected Cash-on-Cash Return: ~5.7%

St. Thomas Street, Redcliffe, Bristol BS1

• Price: £190,000

• Beds/Baths: 1 bed, 1 bath

• Expected Monthly Income: £1,100

• Expected Monthly Expenses: £635

• Expected Monthly Cash Flow: £465

• Expected Cash-on-Cash Return: ~11–12%

Hinton Lane, Bristol BS8

• Price: £270,000

• Beds/Baths: 1 bed, 1 bath

• Expected Monthly Income: £1,300

• Expected Monthly Expenses: £850

• Expected Monthly Cash Flow: £450

• Expected Cash-on-Cash Return: ~8–9%

Redland Court Road, Redland, Bristol BS6

• Price: £200,000

• Beds/Baths: 1 bed, 1 bath (top-floor flat)

• Expected Monthly Income: £1,100

• Expected Monthly Expenses: £667 (includes mortgage, insurance, minor maintenance; no major service charges since it's freehold leasehold)

• Expected Monthly Cash Flow: £433

• Expected Cash-on-Cash Return: ~10–11%

My thoughts……….

Exeter and Bristol are two growing hubs for property investment, offering strong rental demand and attractive returns.

In Exeter, properties like Old Tiverton Road and Hampden Place deliver high cash-on-cash returns around 12%, while affordable prices make it a strong choice for cash flow-focused investors.

Bristol, with higher property values, offers slightly lower returns but stronger prospects for long-term growth. Areas like Redland and Redcliffe deliver healthy cash flows and capital appreciation potential, making Bristol ideal for investors seeking a balance between rental income and future value.

BOTTOM LINE

✅ Pros:

• Strong rental yields in Exeter, with affordable property prices offering cash-on-cash returns of up to 12%, ideal for investors prioritising cash flow.

• Bristol provides access to a larger, more dynamic market with opportunities for long-term capital appreciation alongside stable rental demand.

• Both cities benefit from growing tech, education, and healthcare sectors, boosting tenant demand and supporting property values over time.

⚠️ Cons:

• Higher property prices in Bristol can result in lower immediate cash-on-cash returns compared to Exeter, requiring larger upfront investment.

• Exeter’s market, while strong, may offer slower long-term capital growth compared to larger urban centers like Bristol or London.

• Increased competition from other investors and potential future interest rate rises could impact profitability if not carefully managed.

TO DO LIST

✅ Next Week - We’re heading to the East of England to see if we can uncover some hidden gems. Will the East offer the same strong returns as the South West?

Stay tuned by subscribing below.👇

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