Good morning.

This week, we’re packing our bags — and for once, leaving the umbrella behind — as we head over to the East of England. ☀️

Yes - sunshine and property deals.

The East of England boasts a low unemployment rate of just 3.4%, and the region’s economy is expected to grow by a healthy 1.7% annually over the next few years. Not bad, right? If the East were a stock, we’d be buying!

With numbers like that, you just know we had to hunt down some properties you might want to snap up before everyone else catches on.

In this article, we'll be taking a closer look at Cambridge and Norwich to see if we can unearth some real hidden gems.

Let’s dive in.

Buy-To-Let Mortgage Rates

OTHER NEWS

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Cambridge, Norwich, and Beyond: Unearthing 10 Best Buy-to-Let Gems in the East

In this article, we're turning our attention to two exciting cities: Cambridge and Norwich. Both are thriving hubs of innovation, education, and growing economic opportunity.

Let’s dive into some of the properties in these areas and take a closer look at their key investment metrics.

Norwich

Waddington Street, Norwich, Norfolk NR2

• Price: £110,000

• Beds/Baths: 1 bed, 1 bath

• Expected Monthly Income: £925

• Expected Monthly Expenses: £500

• Expected Monthly Cash Flow: £425

• Expected Cash-on-Cash Return: 15.09%​

Geoffrey Watling Way, Norwich, NR1

• Price: £117,500

• Beds/Baths: 1 bed, 1 bath

• Expected Monthly Income: £925

• Expected Monthly Expenses: £519

• Expected Monthly Cash Flow: £406

• Expected Cash-on-Cash Return: 13.57%

Barnards Yard, Norwich

• Price: £130,000

• Beds/Baths: 1 bed, 1 bath

• Expected Monthly Income: £925

• Expected Monthly Expenses: £550

• Expected Monthly Cash Flow: £375

• Expected Cash-on-Cash Return: 11.42%

Starling Road, Norwich, Norfolk

• Price: £140,000

• Beds/Baths: 1 bed, 1 bath

• Expected Monthly Income: £925

• Expected Monthly Expenses: £633

• Expected Monthly Cash Flow: £292

• Expected Cash-on-Cash Return: 8.24%

Old Palace Road, Norwich

• Price: £215,000

• Beds/Baths: 2 beds, 1 bath

• Expected Monthly Income: £1,200

• Expected Monthly Expenses: £475
  Expected Monthly Cash Flow: £725

• Expected Cash-on-Cash Return: 13.77%

Cambridge

St. Matthews Gardens, Cambridge

• Price: £235,000

• Beds/Baths: 1 bed, 1 bath

• Expected Monthly Income: £1,350

• Expected Monthly Expenses: £750

• Expected Monthly Cash Flow: £600

• Expected Cash-on-Cash Return: 10.47%

York Terrace, Cambridge, CB1

• Price: £250,000

• Beds/Baths: 1 bed, 1 bath

• Expected Monthly Income: £1,350

• Expected Monthly Expenses: £730
  Expected Monthly Cash Flow: £620

• Expected Cash-on-Cash Return: 10.81%

Mill Road, Cambridge

• Price: £275,000

• Beds/Baths: 1 bed, 1 bath

• Expected Monthly Income: £1,350

• Expected Monthly Expenses: £750
  Expected Monthly Cash Flow: £600

• Expected Cash-on-Cash Return: 9.89%

Queensway, Cambridge

• Price: £299,000

• Beds/Baths: 1 bed, 1 bath

• Expected Monthly Income: £1,350

• Expected Monthly Expenses: £875

• Expected Monthly Cash Flow: £475

• Expected Cash-on-Cash Return: 7.79%

  Green End Road, Cambridge

• Price: £235,000

• Beds/Baths: 1 bed, 1 bath

• Expected Monthly Income: £1,350

• Expected Monthly Expenses: £712

• Expected Monthly Cash Flow: £638

• Expected Cash-on-Cash Return: 11.10%

My thoughts in ……….

Both Norwich and Cambridge bring something to the table. Norwich stands out for value — lower prices and great cash flow, making it perfect if you're looking to build income quickly.

Properties like Waddington Street and Geoffrey Watling Way are no-brainers if you want solid returns without breaking the bank.

Cambridge, while pricier, offers strong rental demand and the long-term bonus of capital growth. If you’re thinking bigger picture and can invest a bit more upfront, places like St. Matthews Gardens look like smart moves.

In short — Norwich is great for cash flow, Cambridge is great for growth.

BOTTOM LINE

✅ Pros:

• Norwich offers excellent value for investors focused on strong cash flow, with affordable property prices and rental yields hitting 11–15% cash-on-cash returns.

• Cambridge provides stable, long-term rental demand with potential for strong capital appreciation, making it ideal for investors thinking bigger picture.

• Diversifying across both cities allows a nice balance between immediate cash flow (Norwich) and longer-term growth (Cambridge).

⚠️ Cons:

• Higher entry costs in Cambridge can tighten cash-on-cash returns, especially for 1-bed flats nearing £300,000 in price.

• Service charges in city apartments (particularly in Cambridge) can eat into monthly cash flow if not carefully factored into the investment analysis.

• Norwich, while strong for cash flow, may see slower long-term capital growth compared to more high-profile cities like Cambridge or London.

TO DO LIST

✅ Next Week - We’re crunching the latest data and uncovering some gems around the UK.

Stay tuned by subscribing below.👇

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